A virtual account is a payment instrument attached to a customer identity. It is provisioned automatically — you never create one directly.
Returns the customer and its virtual account, keyed by reference — your own identifier for the customer.
| Field | Meaning |
|---|---|
| accountNumber | Permanent NUBAN — the key every payment is attributed by. |
| accountName | Display name; updates if you rename the customer. |
| bankName | e.g. Nombank MFB. |
| status | ACTIVE SUSPENDED CLOSED |
Set status to SUSPENDED to stop accepting credits or CLOSED to retire the account for good. Identity and transaction history are always retained; CLOSED is terminal.